Are you looking for a VA Loan?
1st Call Mortgage, LLC is your premiere mortgage team located in Hattiesburg, Mississippi. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Hattiesburg area. Our dedication to the Military starts with our own family due to spouses having previously served and son and brother actively serving. As our name indicates, "Make us your 1st call, It'll be the only call you need"
What is a VA Loan?
A VA Loan is Designed to offer long-term financing to veterans. VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for a VA loan than conventional loans.
Characteristics of a VA Loan
- 100% Financing (No Down Payment Required)
- No Mortgage Insurance
- Relaxed Underwriting Guidelines
- Traditionally lower rates than other loan products
- Allows for sellers to pay off borrower debt